Budgeting Basics
Cash-flow, the 50/30/20 rule, and zero-based budgets that actually stick.
18 lessons
One app. 8 modules. Real-money simulator. AI coach. No jargon, no upsells.
Start with $10,000 in virtual money and trade on real market prices. Watch how an ETF actually behaves in your portfolio — before you risk a single real dollar.
Your virtual portfolio
$11,243.50
+ $1,243.50 (+12.4%) this month
AI Coach
Ask anything — "explain compound interest like I'm 12", "am I on track for retirement?", "what should I do with $1,000?" — and get a clear, jargon-free answer instantly.
Earn XP for every lesson. Keep your streak alive with a 5-minute daily goal. Compete with friends, or just with past-you.
This week
🔥 7 day streakFrom your first paycheck to your first index fund — 127 lessons across 8 modules.
Cash-flow, the 50/30/20 rule, and zero-based budgets that actually stick.
18 lessons
Stocks, bonds, ETFs, and index funds — explained without jargon.
24 lessons
Down payments, mortgages, closing costs, and when renting wins.
14 lessons
How FICO works, paying down debt fast, and credit card rewards.
16 lessons
W-2 vs 1099, deductions, brackets, and filing without losing your mind.
12 lessons
Roth vs Traditional, employer match, and FIRE math.
20 lessons
Risk, returns, and what actually belongs in a beginner portfolio.
15 lessons
Pricing, quarterly taxes, and when to form an LLC.
8 lessons
Download a module and learn on the subway, on a flight, or anywhere data is spotty. Progress syncs the moment you reconnect.